A time management method that divides your day into blocks of time.

At the beginning of each week.

A time blocking notepad.

To get a glance of my entire year as needed.

To manage and plan for my business goals.

When your income minus the amount of money spent equals zero.

A budgeting system that separates your money into categorized envelopes for each of your planned expenses.

Before you begin cash planning, first save an entire month’s worth of bills.

Expenses such as bills that cost the same amount on a routine basis.

Expenses such as daily spending that can change in cost on a regular basis.

Funds formed by periodically setting aside money for debt or savings.

Unique challenges that make saving fun!

When you get an additional amount of money outside of your regular income.

Left over money that you choose to keep or move to a different cash envelope.

A5 is approximately 9.25” x 7.25” and is normally used for a planner or budget binder.

A6 is approximately 7.5” x 5.25” and is normally used for a cash envelope binder.

A7 is approximately 6.25” x 4.75” and is normally used for a cash envelope wallet.

A cash envelope has reached its goal and can be placed in the bank.

A card that can be used to replace an amount of money from a cash envelope that has been placed in the bank.

At the beginning of each month.

At the beginning of each week.

Every payday.

At the end of each month.

When you choose to move an envelope to a different category.